Brian McPeake, et al. v. Universal Mortgage and Finance, Inc., Civil Action No. C-03-CV-21-001935, pending in the Circuit Court of Baltimore County, Maryland (the “Lawsuit”)
If you were a borrower or co-borrower on a residential mortgage loan from Universal Mortgage and Finance, Inc. (“Universal Mortgage”) (including either an originated, brokered, or funded loan) that was closed by All Star Title, Inc. (“All Star”), Genuine Title, LLC (“Genuine Title”), Competitive Title Agency, Inc., Competitive Title of Florida, Inc., Competitive Title of New Jersey, Inc., Competitive Title of West Virginia, Inc., Competitive Settlement Agency, Inc., MBR Title Agency, LLC, and/or MBR Title Management, LLC (collectively “Competitive Title”) between 1/1/10 and 06/30/18, you may be a borrower affected by the lawsuit.
| Your Legal Rights and Options in this Class Action | |
|---|---|
| IF YOU WISH TO REMAIN A CLASS MEMBER | You are not required to do anything at this time. If you choose to remain a Class Member, any claims against Universal Mortgage for monetary relief arising from Universal Mortgage’s conduct as alleged by the Plaintiffs will be determined in this case and cannot be presented in any other lawsuit. |
| IF YOU WISH TO BE EXCLUDED FROM THE CLASS, YOU MUST MAIL A REQUEST FOR EXCLUSION NO LATER THAN JULY 30, 2024 | This is the only option that allows you to retain your rights to independently sue Universal Mortgage about the claims in this Lawsuit. In order to exclude yourself from the Class and Subclasses, you must complete an Exclusion Request, sign the Exclusion Request, and mail the Exclusion Request to the Notice Administrator, The Casey Group, Ltd, PO Box 201, Lightfoot, VA 23090-0201 no later than the Exclusion Deadline of July 30, 2024. A separate request for exclusion should be completed and timely mailed for each person or entity electing to be excluded from the Class. Co-borrowers on a loan must both submit a valid, timely request for exclusion to be excluded from the Class. |